Business Owners
→Develop a proactive tax strategy around the company, compensation, benefits, retirement planning, entity structure, and long-term goals.
Randolph, NJ · Serving New Jersey Since 1988
The IRS shouldn't be your biggest business partner.
Ronald D'Arminio goes beyond preparing returns — identifying missed opportunities, implementing legal tax-saving strategies, and helping clients make smarter financial decisions throughout the year.
CPA · Master of Science in Taxation · Author · Serving New Jersey clients since 1988
Morris County, NJ
The difference
Tax preparation records the past. Proactive planning shapes what happens next.
Tax Preparation
Records the Past
- Organizes completed transactions
- Reports what already happened
- Calculates the resulting liability
- Often begins when planning options have expired
Ron's Focus
Proactive Tax Planning
Shapes What Happens Next
- Identifies opportunities before year-end
- Evaluates deductions, credits, entities, benefits, and retirement strategies
- Coordinates tax decisions with business and investment goals
- Creates a year-round plan for legally reducing tax exposure
By the time a return is filed, many of the year's best tax-saving opportunities are already gone.
Who Ron Helps
Built for people whose tax lives require more than a form.
Ron works with clients whose businesses, investments, and personal financial pictures benefit from a year-round planning conversation — not a one-time return.
Independent Professionals
→Coordinate business and personal tax decisions while creating a clearer plan for irregular income, deductions, estimated payments, and future growth.
Real Estate Investors & Developers
→Navigate the tax implications of acquiring, operating, improving, selling, and transferring real estate.
Individuals with Complex Tax Lives
→Support for clients whose investments, businesses, retirement income, estates, or major life changes require more than basic return preparation.
Serving Northern New Jersey's small businesses and Main Street entrepreneurs.
CPA · MST · Author
Meet Ronald D'Arminio
A tax strategist, not a form-filler.
Ron began his career at a national CPA firm after graduating in 1984 and became a small-business owner himself in 1988. He built his practice around a conviction that accountants should do more than document financial history — they should help clients make better decisions before opportunities disappear.
Bachelor of Science, Business Administration — Montclair State College
Master of Science in Taxation — Seton Hall University
Member, AICPA
Member, New Jersey Society of Certified Public Accountants
Recognized by the American Institute of Certified Tax Coaches
Author, Tax Breaks for Business Owners
Co-Author, Secrets of a Tax Free Life (Amazon bestseller at launch)
Longtime Roxbury Township community volunteer
Author & Tax Educator
Ron has helped educate business owners — not just serve them.
His work as an author reflects the same conviction he brings to client work: tax strategy is a discipline that rewards preparation, not paperwork.
📖
Author
Tax Breaks for Business Owners
A guide to the deductions, credits, and strategies most often left on the table by small-business owners.
📖
Co-Author
Secrets of a Tax Free Life
Surprising Write-Off Strategies Most Business Owners Miss
Reached multiple Amazon bestseller lists at launch, including the Taxation/Small Business category.
Amazon BestsellerServices organized around outcomes
Not an alphabetized services menu. A response to what clients actually need.
Keep More of What You Build
- Proactive tax planning
- Business tax strategy
- Individual tax planning
- Tax education
- Entity and compensation considerations
Stay Prepared and Compliant
- Business tax preparation
- Individual tax preparation
- Accounting
- Bookkeeping
- Payroll & HR support
Resolve Tax Problems
- IRS notices
- Audit support
- Non-filed returns
- Liens and levies
- Wage garnishments
- Offers in compromise
- Innocent spouse matters
Make Better Business Decisions
- Business consulting
- Financial analysis
- Virtual CFO support
- Retirement and benefits planning
- Forward-looking financial guidance
Four decades of study, teaching, and applied tax strategy.
How working with Ron unfolds
A tax plan built before the deadline.
- 01
Free Tax Interview
Understand the client's business, investments, current structure, tax history, and priorities.
- 02
Opportunity Review
Identify potential gaps, missed deductions, planning opportunities, and areas requiring deeper analysis.
- 03
Proactive Tax Strategy
Develop recommendations based on the client's actual circumstances.
- 04
Implementation
Put appropriate strategies into action before critical deadlines pass.
- 05
Year-Round Review
Revisit the plan as the business, investments, tax law, and personal goals change.
A quiet practice built on preparation, judgment, and long client relationships.
Client proof
The kind of relationships tax preparers rarely build.
Client quotes are drawn from public reviews on the firm's website. Full testimonial wording and attribution will be verified with the firm before publication.
Ron isn't just a preparer — he explains what the numbers mean and what we should be thinking about for the year ahead.
His year-end projections have been remarkably accurate. There are no surprises when it's time to file.
He is approachable and personable, and takes the time to explain complicated tax matters in plain language.
Rooted in Northern New Jersey
Randolph. Roxbury. Morris County. Clients across the state.
Ron has practiced from Randolph, NJ for decades and has longstanding ties to Roxbury Township, where he has volunteered with several local youth organizations. The practice serves clients throughout New Jersey while remaining unmistakably local.
RandolphRoxbury TownshipMorris CountyNorthern NJStatewide
Learning Center
Answers to the questions clients bring most often.
A curated hub organized around the way business owners, real estate investors, and independent professionals actually think about their tax lives.
Tax Planning for Business Owners
Real Estate Tax Strategy
IRS Problems and Representation
Year-End Tax Planning
Entity and Compensation Decisions
Retirement and Benefits Planning
Guidance for Independent Professionals
New Jersey Tax Considerations
Business Growth and Financial Decisions
Frequently asked questions
- When should a business owner begin tax planning?
- Well before year-end. Many meaningful strategies rely on decisions made during the year — compensation, retirement contributions, entity structure, timing of income and expenses — that cannot be reworked once the year has closed.
- What is the difference between tax planning and tax preparation?
- Preparation reports what has already happened. Planning shapes what happens next, using the tax code as a tool for informed business and investment decisions.
- Can a CPA represent me before the IRS?
- Yes. As a CPA, Ron is authorized to represent clients before the IRS on notices, audits, collections, and other matters.
- What should I do after receiving an IRS notice?
- Do not ignore it, and do not respond in a hurry. Bring it to Ron so it can be interpreted correctly and answered on your behalf before deadlines pass.
The next step is simple
A modern client experience — without the friction.
Online appointment scheduling
Book a Free Tax Interview at a time that works.
Secure Client Login
Existing clients access documents through the encrypted portal.
Direct phone and email access
(973) 328-2900 · ron@njcpa.pro
Clear response expectations
New inquiries are typically returned within one business day.
Ready when you are
The best time to reduce next year's tax bill is before next year arrives.
Schedule a free tax interview with Ronald D'Arminio to uncover potential gaps, missed opportunities, and the next steps toward a more proactive tax strategy.